General Health Insurance Information
The more you know about health insurance, the easier it is to select an appropriate plan. Call us to learn the basics about plan types, cost and coverage.

Cost
How much a health insurance plan will cost is undoubtedly a very important factor in the decision-making process. Understanding potential out-of-pocket costs can help realistically evaluate your options.

Coverage
The types of medical and preventive services covered, the availability of providers (physicians, hospitals, etc.) and the quality of care delivered can vary tremendously from health plan to health plan. It's important to be aware of the many factors that can impact satisfaction.

Types of Plans
What's covered by an insurance plan is known as the schedule of benefits. The schedule of benefits lists the services that a plan will cover.

Many people today receive their medical care through managed care plans. Whether an HMO, PPO or POS, all plans have provider networks–made up of physicians, hospitals, and other care providers. We can help examine the options.

We specialize in employer-based benefit packages.

We find the right balance of coverage, provider choice and cost.
Choosing a medical health plan is not a simple straightforward process. On the economic side, different health plans provide different levels of coverage and depending on the coverage you chosen and eligibility.

Considerations that impact
quality coverage include:

Choice of doctor
Specialists
Preexisting conditions
Emergency care
Regular physicals
Pregnancy

We assist businesses, individuals and families with affordable medical insurance plans.

We will guide you through the maze and myriad of plans, PPOs, HMOs, or HSAs.

After evaluating your needs, we survey the marketplace, prepare side by side plan and price comparisons to review and determine which plans best meet your objectives.

Dental Insurance
We offer both group and individual dental insurance coverage. If you would like assistance investigating dental insurance for an individual, small business, we are here to help.

We will assist to evaluate your needs, survey the marketplace, prepare side by side plan and price comparisons to review and determine which plans best meet your objectives.